PayPal is the safer, easier way to pay and get paid online. The service allows anyone to pay in any way they prefer, including through credit cards, bank accounts, buyer credit or account balances, without sharing financial information.
PayPal has quickly become a global leader in online payment solutions with more than 164 million accounts worldwide. Available in 190 markets and 17 currencies around the world, PayPal enables global ecommerce by making payments possible across different locations, currencies, and languages.
PayPal has received more than 20 awards for excellence from the internet industry and the business community -most recently the 2006 Webby Award for Best Financial Services Site and the 2006 Webby People's Voice Award for Best Financial Services Site.
Located in San Jose, California, PayPal was founded in 1998 and was acquired by eBay in 2002.
Prevention to Help Stop Fraud
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State-of-the-Art Technology
As a leader in security technology, PayPal use state-of-the-art fraud prevention to help stop cyber crime.
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24/7 Transaction Monitoring
PayPal 's team of over 2,000 specialists worldwide includes former law enforcement officials who work with agencies around the world to help protect you from fraud and identity theft. PayPal 's experts will:
- Contact you immediately if we suspect fraud in your account.
- Work with authorities to shut down fraudulent websites.
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Cutting-Edge Fraud Models
Every transaction is reviewed by industry-leading, proprietary models that help weed PayPal 's fraudulent activity.
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PayPal Verification System
Many account holders have Verified their accounts and successfully established their identity with PayPal .
Protection for Your Purchases
- All PayPal transactions are covered with 100% protection against unauthorized payments sent from your account.
- Qualified transactions are also covered by PayPal's Buyer Complaint Policy.
- PayPal Buyer Protection covers eBay transactions paid with PayPal up to $200.00 USD. Qualified transactions are covered up to $2,000.00 USD.
100% protection against unauthorized payments sent from your account.
As a PayPal user, you’re protected from any payment that you did not authorize.
- As a fraud-prevention measure, PayPal will send an email confirmation for every online payment that you make with them.
- If you receive email confirmation of a transaction that you did not approve, contact PayPal and they will work with you to quickly resolve the issue. You will not be responsible for the charges.
Purchase protection programs.
When you purchase goods online with PayPal, your transactions are covered by PayPal's Buyer Complaint Policy. If PayPal find the complaint in your favor, the amount of the payment, if available from the seller, will be transferred back to your account.
Privacy to Fight Identity Theft
- Your sensitive financial information is securely stored on our servers.
- When you use PayPal to pay online, you provide only your PayPal email address.
- The merchants/retailers receive payment from PayPal without ever seeing your financial information.
Feel secure with powerful encryption.
Information is automatically sent with a high level of data encryption.
Stay vigilant with automatic email confirmation.
To help safeguard you against identity theft, every PayPal payment is followed by an email confirming your transaction.
Monitor your sensitive information.
- Online Safety Essentials contains the Identity Protection Guide to help you avoid identity theft.
We also ensure you are buying safely with:
- Prevention to help stop fraud: PayPal stop problems before they happen.
